[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kaego.cz\/jake-vyhody-ma-nebankovni-uver-zajisteny-nemovitosti\/#Article","mainEntityOfPage":"https:\/\/www.kaego.cz\/jake-vyhody-ma-nebankovni-uver-zajisteny-nemovitosti\/","headline":"Jak\u00e9 v\u00fdhody m\u00e1 nebankovn\u00ed \u00fav\u011br zaji\u0161t\u011bn\u00fd nemovitost\u00ed","name":"Jak\u00e9 v\u00fdhody m\u00e1 nebankovn\u00ed \u00fav\u011br zaji\u0161t\u011bn\u00fd nemovitost\u00ed","description":"Statistiky n\u00e1m \u0159\u00edkaj\u00ed, \u017ee p\u016fj\u010dky si bere skute\u010dn\u011b mnoho lid\u00ed. V sou\u010dasnosti n\u011bjakou spl\u00e1c\u00ed v\u00edce ne\u017e polovina dosp\u011bl\u00e9 populace na\u0161eho st\u00e1tu. Je tedy jen pochopiteln\u00e9, \u017ee jejich poskytovatel\u00e9 nab\u00edz\u00ed mnoho typ\u016f, aby si n\u011bjakou mohl vz\u00edt prakticky ka\u017ed\u00fd z\u00e1jemce. Koneckonc\u016f, byli by hloup\u00ed, kdyby se p\u0159ipravovali o klienty. Je pak jasn\u00e9, \u017ee n\u011bkter\u00e9 z nich...","datePublished":"2022-02-14","dateModified":"2023-05-08","author":{"@type":"Person","@id":"https:\/\/www.kaego.cz\/author\/#Person","name":"","url":"https:\/\/www.kaego.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/ccdd701717dc93db07d73e0c11dbbb8b91524cccc3bfbd3baea83667a3ebf5d6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ccdd701717dc93db07d73e0c11dbbb8b91524cccc3bfbd3baea83667a3ebf5d6?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kaego.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.kaego.cz\/wp-content\/uploads\/exekuce2_5.jpg","url":"https:\/\/www.kaego.cz\/wp-content\/uploads\/exekuce2_5.jpg","height":0,"width":0},"url":"https:\/\/www.kaego.cz\/jake-vyhody-ma-nebankovni-uver-zajisteny-nemovitosti\/","about":["Ekonomika"],"wordCount":427,"articleBody":"   Statistiky n\u00e1m \u0159\u00edkaj\u00ed, \u017ee p\u016fj\u010dky si bere skute\u010dn\u011b mnoho lid\u00ed. V sou\u010dasnosti n\u011bjakou spl\u00e1c\u00ed v\u00edce ne\u017e polovina dosp\u011bl\u00e9 populace na\u0161eho st\u00e1tu. Je tedy jen pochopiteln\u00e9, \u017ee jejich poskytovatel\u00e9 nab\u00edz\u00ed mnoho typ\u016f, aby si n\u011bjakou mohl vz\u00edt prakticky ka\u017ed\u00fd z\u00e1jemce. Koneckonc\u016f, byli by hloup\u00ed, kdyby se p\u0159ipravovali o klienty.Je pak jasn\u00e9, \u017ee n\u011bkter\u00e9 z nich jsou popul\u00e1rn\u011bj\u0161\u00ed ne\u017e jin\u00e9. Jednou z t\u011bch obl\u00edben\u011bj\u0161\u00edch je nap\u0159\u00edklad nebankovn\u00ed \u00fav\u011br zaji\u0161t\u011bn\u00fd nemovitost\u00ed. Ten je vhodn\u00fd pro pom\u011brn\u011b \u0161irokou \u0161k\u00e1lu z\u00e1jemc\u016f, av\u0161ak i ten m\u00e1 sv\u00e1 pravidla, kter\u00e1 mus\u00ed b\u00fdt dodr\u017eena.Jeho hlavn\u00ed v\u00fdhodou je fakt, \u017ee u tohoto typu p\u016fj\u010dky nen\u00ed ani zdaleka tak p\u0159\u00edsn\u011b kontrolov\u00e1na platebn\u00ed schopnost \u017eadatele, tedy jeho \u010dist\u00fd m\u011bs\u00ed\u010dn\u00ed p\u0159\u00edjem. Ani krit\u00e9ria pro registr dlu\u017en\u00edk\u016f nejsou tak tvrd\u00e1, jak je obvykl\u00e9. D\u00edky tomu na ni dos\u00e1hne mnohem v\u00edce lid\u00ed.H\u00e1\u010dek je zde samoz\u0159ejm\u011b v tom, jak ji\u017e n\u00e1zev napov\u00edd\u00e1, \u017ee ru\u010d\u00edte svou nemovitost\u00ed. A pr\u00e1v\u011b zde doch\u00e1z\u00ed nej\u010dast\u011bji k probl\u00e9m\u016fm. I ona toti\u017e mus\u00ed spl\u0148ovat n\u011bkolik z\u00e1sadn\u00edch po\u017eadavk\u016f.T\u00edm nejd\u016fle\u017eit\u011bj\u0161\u00edm, a nejv\u00edce problematick\u00fdm, je to, \u017ee \u017eadatel mus\u00ed b\u00fdt jej\u00edm v\u00fdlu\u010dn\u00fdm vlastn\u00edkem. Pokud je napsan\u00e1 na kohokoliv jin\u00e9ho, by\u0165 by to byla osoba bl\u00edzk\u00e1, m\u00e1me sm\u016flu. Leg\u00e1ln\u011b mus\u00edme b\u00fdt jej\u00edmi majiteli my.Samoz\u0159ejm\u011b tak\u00e9 mus\u00ed m\u00edt v\u011bt\u0161\u00ed hodnotu, ne\u017e je \u010d\u00e1stka, kterou si p\u016fj\u010d\u00edme. To v naprost\u00e9 v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f nen\u00ed probl\u00e9m, nebo\u0165 ceny nemovitost\u00ed jsou v sou\u010dasn\u00e9 dob\u011b skute\u010dn\u011b vysok\u00e9, a s nejv\u011bt\u0161\u00ed pravd\u011bpodobnost\u00ed je\u0161t\u011b porostou.V neposledn\u00ed \u0159ad\u011b pak mus\u00edme b\u00fdt srozum\u011bni s t\u00edm, \u017ee pokud nebudeme \u0159\u00e1dn\u011b spl\u00e1cet, bude n\u00e1m ona nemovitost zabavena a prod\u00e1na v aukci. V\u00fdt\u011b\u017eek pak bude pou\u017eit ke splacen\u00ed na\u0161eho dluhu, a i to, co p\u0159\u00edpadn\u011b zbyde, si nech\u00e1 poskytovatel.To v\u0161e je dobr\u00e9 si uv\u011bdomit, ne\u017e o ni p\u016fjdeme po\u017e\u00e1dat. Na prvn\u00ed pohled se sice m\u016f\u017ee zd\u00e1t v\u00fdhodn\u00e1, av\u0161ak p\u0159edev\u0161\u00edm pro chud\u0161\u00ed lidi je to cesta do dluhov\u00e9 pasti. A t\u00e9 je rozhodn\u011b lep\u0161\u00ed se vyhnout.                                                                                                                                                                                                                                                                                                                                                                                          4.4\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak\u00e9 v\u00fdhody m\u00e1 nebankovn\u00ed \u00fav\u011br zaji\u0161t\u011bn\u00fd nemovitost\u00ed","item":"https:\/\/www.kaego.cz\/jake-vyhody-ma-nebankovni-uver-zajisteny-nemovitosti\/#breadcrumbitem"}]}]